Home    Loan Center    Products    About Us    FAQ    Resources  

 

Ebe Cotton offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional 30 Year Fixed Rate
Conventional 15 Year Fixed Rate
FHA 30 Year Fixed Rate
FHA 15 year Fixed Rate
USDA

Conventional 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $417,000
 

80% LTV and 740 credit scores. Other underwriting conditions apply


Conventional 15 Year Fixed Rate

Save thousands of dollars on interest saving by using a 15 year loan vs a thirty year

Term: 15 years   Maximum Amount: $417,000

FHA 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $271,050
 

Fixed Rate Mortgages

Adjustable-rate Mortgages

FHA Renovation Mortgages

 



FHA 15 year Fixed Rate
Term: 15 years   Maximum Amount: $271,050

USDA

Growing in popularity, USDA loans offer
incredible benefits to borrowers.

  • It's not "just for farmers," millions can now qualify
  • Offer better terms than an FHA or conventional loans
  • Lower Rates and $0 Down Financing
  • No Private Mortgage Insurance
  • Can be used to buy a new home or refinance to a lower rate.
 

 

Call to see if you and your home qualify for a USDA 102% LTV Loan




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $8,340. Your actual APR may be different depending upon these factors.

 
 

Get Your Credit Score to 640 or its Free -Click above!!!!